Medical payments coverage in an auto insurance policy pays for medical expenses (and sometimes funeral expenses) resulting from an accident for you and others riding in your car. It also pays for you or your family members injured while riding in another's car or while walking.
Requirements. Not all states require you to have this type of coverage, so make sure you know your state’s requirements before purchasing coverage. Check with your state’s insurance commissioner’s office to see what is required. Twelve states and Puerto Rico recognize “no fault” insurance. These states have a form of medical expense coverage called Personal Injury Protection (PIP) which may cover your medical bills AND other losses like lost wages, child care, etc. In fact, no-fault states may allow you to make your health insurance your primary medical coverage which will reduce your premiums even further. Click here to find out if you live in a no-fault state.
Health insurance. If you already have sufficient health, life or short/long term disability insurance (and your state doesn’t require medical payments coverage), consider eliminating or purchasing decreased amounts of medical coverage from your auto insurer. Keep in mind that, unlike your healthcare coverage, medical payments coverage is not generally part of an HMO or PPO and may provide greater flexibility in care.
For more help on types of auto insurance coverage, go to the Free Advice Auto Insurance Center. For information about insurance law, check out the Free Advice Insurance Law FAQs.
Kamis, 15 April 2010
Minggu, 11 April 2010
Commercial Truck Insurance
With more than 30 years of experience, you can trust Progressive to meet your commercial truck insurance needs. We are the #1 truck insurer in America, the nation’s third-largest commercial vehicle insurance company, and we have a A+ rating from A.M. Best. We offer customized insurance policies, flexible payment options, 24/7 claims service and discounts for qualified drivers in all states.
Commercial Trucks We Insure
Whether you're looking for owner operator insurance, motor carrier insurance, or private carrier insurance, Progressive provides commercial truck insurance for trucks and trailers of all sizes including:
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Truck Insurance Filings
Progressive offers complete commercial truck insurance state and federal filings assistance. An insurance filing is a guarantee to the government that you have sufficient truck insurance protection for your vehicle. Once authority has been filed, we can take care of the rest.
Learn more about commercial truck insurance filings.
Truck Insurance Discounts
To show appreciation for our commercial truck insurance customers, Progressive offers customized discounts designed specifically for your policy. Qualifying for just one commercial truck insurance discount could save you up to 5 percent on your insurance quote.
Learn more about commercial truck insurance discounts.
Commercial Truck Insurance Claims
Call us day or night at 1-800-274-4499 to report a claim or to get additional information on a truck insurance claim that you’ve already filed. Our commercial truck insurance claims professionals will start working to get you back on the road.
Learn more about commercial truck insurance claims.
Commercial Truck Insurance Quotes
Call 1-888-806-9598 for your free commercial truck insurance quote. you will receive help and guidance from one of our licensed insurance representatives and you’ll also get special benefits and features designed just for our customers, including:
- Flexible Payment Options – Whether you pay online, by phone, or by mail, we offer multiple payment options. We accept checks, debit cards, credit cards, and more. You can choose to pay monthly with a low downpayment or pay your policy in full.
- Customized Discounts – Depending on your business type, you may qualify for discounts for having a CDL, being an experienced business owner, or for having a General Liability or Business Owner’s Policy with another insurance company.
- Superior Claims Service – Our claims service is designed to help you get back on the road fast. It includes 24/7 claims reporting, Concierge Service Centers, and an in-house staff of experts specially trained to handle your commercial claim.
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